Do You Have to Have Motorcycle Insurance for Bike You Do Not Drive?

Motorcycles are fantastic vehicles. They can save you gas, insurance costs, and more. That being said, they are also difficult to insure if you do not know just how to go about insuring them and what amount and type of insurance you need. For those that live in the Somerset or Johnstown, PA area, the agents with Asset Planning Insurance Agency, LLC can help you find the coverage that you need.

When it comes to a motorcycle, or with any vehicle, if you want to drive it, you must have insurance on it. This is to protect not only you but also to protect other drivers. If you are not going to be driving the motorcycle, however, you may not be required to have insurance on it. The key to this question is whether or not the bike is going to be tagged and registered. If the bike is going to be registered where you live, you will be required to have insurance on it in order to be issued tags and registration for the bike.

If you have a bike that you are working on, for instance, but you cannot or do not drive it, you do not have to have any sort of insurance on it because it is not going to be on the road and it is not going to be driven. This means that until you are ready to drive it, you can keep the bike without having to keep insurance on it. For those that live in the Johnstown, PA area, the agents with Asset Planning Insurance Agency, LLC can help you determine if you need insurance, what type of insurance you need, and how to go about getting the coverage you need.  

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