How Often Should I Have My Homeowners Insurance Reviewed?

The agents of Asset Planning Insurance Agency LLC understand that things change. They make themselves available to their clients who live in the Johnstown, PA area and are facing changes that could alter the type and amount of homeowners coverage they need. Reviewing their homeowners’ policy at least once a year or ever two or three years if there are no significant changes in the near future.

Life Changes

Life changes are often a major reason to review a homeowners’ policy. A new baby or the last child leaving for college are huge transitions. As your children grow, you may see an increase in the number of electronic devices you find in your home. You may even upgrade your furniture. Both of these life changes can substantially increase the value of the contents of your home. Making sure you are fully insured means that you won’t be at a loss to replace those newer items if the unthinkable happens.

Home Changes

The birth of a new baby may mean renovations to the home. Adding a nursery, swimming pool, or any other significant structural changes will increase the overall value of your home. Increasing the amount of insurance you have in place will protect your investment as well as cover your liability.

Residents in Johnstown, PA can look to the agents of Asset Planning Insurance Agency LLC for all of their homeowners’ insurance needs. The agents have the answers to all of the most frequently asked questions and are available to help figure out the right answer for you. Call and set up your appointment today to make sure your home is fully insured and your investment is protected.